Insurance and Re-Insurance Exposure to Natural Disasters Considered 3089635636924505613-blid-1319724667088566628

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There are insurance companies and reinsurance companies. The insurance companies are the folks that have their name on your insurance policy. They aren't the insurance agent that sells it to you, but rather a big corporation with lots of assets, collecting money from hundreds of thousands if not millions of people, and putting it into a pool, and when one person has a calamity, accident, or situation they can pay it off without having to worry.